RICKY LEW L.K
CHIEF EXECUTIVE OFFICER
BULLIONAIRE INTERNATIONAL SDN BHD
With 24 years of experience in the digital space across Asia, Ricky Lew has specialised in fintech and digital platforms, including advertising, social media, e-commerce, virtual currency, and digital wallets. His notable roles include working with KiplePay, Samsung Electronics, Huawei Mobile, MigMe, and Hakuhodo Inc, covering both B2B and B2C segments.
Over the past 15 years, Ricky has focused on mobile and e-commerce technology, developing a strong foundation in digital transformation, platform businesses, payments, eMoney, and fintech. He has crafted digital-first product strategies for startups, government entities, and enterprises.
Before joining Bullionaire International, Ricky led KiplePay, a rapidly growing eMoney and fintech solutions firm licensed by BNM (Malaysia’s Central Bank) from 2016 to 2024. Under his leadership, KiplePay launched significant projects for major clients such as FAMA, NCER, Agro Bank, and several others. The company processed an average of RM1 billion annually during his tenure as CEO.
RICKY LEW L.K
CHIEF EXECUTIVE OFFICER
BULLIONAIRE INTERNATIONAL SDN BHD
With 24 years of experience in the digital space across Asia, Ricky Lew has specialised in fintech and digital platforms, including advertising, social media, e-commerce, virtual currency, and digital wallets. His notable roles include working with KiplePay, Samsung Electronics, Huawei Mobile, MigMe, and Hakuhodo Inc, covering both B2B and B2C segments.
Over the past 15 years, Ricky has focused on mobile and e-commerce technology, developing a strong foundation in digital transformation, platform businesses, payments, eMoney, and fintech. He has crafted digital-first product strategies for startups, government entities, and enterprises.
Before joining Bullionaire International, Ricky led KiplePay, a rapidly growing eMoney and fintech solutions firm licensed by BNM (Malaysia’s Central Bank) from 2016 to 2024. Under his leadership, KiplePay launched significant projects for major clients such as FAMA, NCER, Agro Bank, and several others. The company processed an average of RM1 billion annually during his tenure as CEO.
VINOD SANNY
FOUNDER
Kitco Precious Metal Sdn Bhd
Vinod Sanny is a visionary entrepreneur with a strong foundation in finance, business management, and biotechnology. He holds a Certified Management Professional and Certified International Professional Negotiator.
As the Managing Director of Kitco Precious Metal Sdn Bhd, which boasts over 25 years of legacy in the gold bullion industry, Vinod champions innovation and transparency. He is also the founder of Bullionaire International Sdn Bhd, dedicated to transforming gold investment through blockchain technology and artificial intelligence.
Committed to empowering the next generation, Vinod actively supports youth entrepreneurship. His approach combines technology with traditional practices to drive both Kitco and Bullionaire International towards exceptional value for investors and emerging leaders.
DATO' SANIZA SAID
FINANCIAL CONTROLLER
Dato’s Saniza Said, a highly accomplished Chartered Accountant and a proud member of the Malaysian Institute of Accountants (MIA) since 2000, Puan Saniza Said is a Bachelor of Accountancy graduate from Universiti Teknologi MARA (UiTM, Shah Alam) and a Master of Business Administration from Universiti Sains Malaysia (USM). She began her auditing career in 1997 as an audit associate.
In September 2022, Pn Saniza was elected as a Council Member of the Malaysian Institute of Accountants (MIA) and later on, Vice President in 2023. Currently, Pn Saniza chairs the Small and Medium Practice (SMP) Committee at MIA and serves on both the Public Practice and Taxation Committees. Her extensive involvement extends to memberships with ASEAN CPA, MICPA, MATA (Persatuan Akauntan Cukai Malaysia), AMCAF (Association of Malay Chartered Accountant Firms), and SUTERA (Persatuan Setiausaha Bumiputra Utara). With over experience in audit, tax audit, tax compliance, and business consultancy, she has made significant contributions to the accounting profession.
DATO' SANIZA SAID
FINANCIAL CONTROLLER
Dato’s Saniza Said, a highly accomplished Chartered Accountant and a proud member of the Malaysian Institute of Accountants (MIA) since 2000, Puan Saniza Said is a Bachelor of Accountancy graduate from Universiti Teknologi MARA (UiTM, Shah Alam) and a Master of Business Administration from Universiti Sains Malaysia (USM). She began her auditing career in 1997 as an audit associate.
In September 2022, Pn Saniza was elected as a Council Member of the Malaysian Institute of Accountants (MIA) and later on, Vice President in 2023. Currently, Pn Saniza chairs the Small and Medium Practice (SMP) Committee at MIA and serves on both the Public Practice and Taxation Committees. Her extensive involvement extends to memberships with ASEAN CPA, MICPA, MATA (Persatuan Akauntan Cukai Malaysia), AMCAF (Association of Malay Chartered Accountant Firms), and SUTERA (Persatuan Setiausaha Bumiputra Utara). With over experience in audit, tax audit, tax compliance, and business consultancy, she has made significant contributions to the accounting profession.
FAIZAL EZUAN ESHAK
DIRECTORBUSINESS DEVELOPMENT
Faizal Ezuan Eshak is a high-achieving, seasoned banker and financial professional with over 17 years of experience spanning retail and corporate banking, wealth management, insurance & takaful.
His career journey across leading institutions such as Maybank, Ambank, RHB Bank, Bank Muamalat, Bank Simpanan Nasional, Affin Bank, Affin Islamic Bank, Etiqa Insurance & Takaful, and HSBC Amanah has equipped him with a comprehensive skill set in strategic planning, deposit strategy, client management, product positioning, people development, ability to drive growth, build long‑term partnerships, and lead high‑performing teams.
He is a transformational leader committed to building sustainable, high impact relationships and fostering a culture of continuous improvement which specializes in strategic business alliances, identifying and securing long-term partnerships with major corporate entities, managing complex lifecycles from concept to completion, ensuring full compliance with regulatory standards.
SHAMILA CHANDRAN
COMPLIANCE & RISK MANAGER
Sharmila Chandran, LL.B (Hons) London, Cert(AML), is a regulatory compliance, AML/CFT and legal professional with over five years of experience in the financial services, precious metals and legal sectors, including regulated entities under Bank Negara Malaysia (BNM).
She is also professionally certified in Anti-Money Laundering by the International Compliance Association (ICA). She possesses extensive expertise in regulatory compliance, corporate governance, risk management, AML/CFT frameworks, KYC/CDD processes, enhanced due diligence, suspicious transaction reporting, transaction monitoring and regulatory liaison. Her experience encompasses the development and implementation of compliance programmes, internal controls and governance frameworks to support robust
regulatory compliance and operational integrity.
As Compliance & Risk Manager at Bullionaire International, she oversees the company’s AML/CFT initiatives, compliance monitoring activities, risk management frameworks and regulatory obligations, supporting the organisation’s commitment to maintaining the highest standards of integrity, transparency and ethical business conduct.
SHAMILA CHANDRAN
COMPLIANCE & RISK MANAGER
Sharmila Chandran, LL.B (Hons) London, Cert(AML), is a regulatory compliance, AML/CFT and legal professional with over five years of experience in the financial services, precious metals and legal sectors, including regulated entities under Bank Negara Malaysia (BNM).
She is also professionally certified in Anti-Money Laundering by the International Compliance Association (ICA). She possesses extensive expertise in regulatory compliance, corporate governance, risk management, AML/CFT frameworks, KYC/CDD processes, enhanced due diligence, suspicious transaction reporting, transaction monitoring and regulatory liaison. Her experience encompasses the development and implementation of compliance programmes, internal controls and governance frameworks to support robust
regulatory compliance and operational integrity.
As Compliance & Risk Manager at Bullionaire International, she oversees the company’s AML/CFT initiatives, compliance monitoring activities, risk management frameworks and regulatory obligations, supporting the organisation’s commitment to maintaining the highest standards of integrity, transparency and ethical business conduct.
MAX ANG CHOON KHENG
ADVISOR
A highly respected figure in the Malaysian gold and jewelry industry with over 40 years of experience, Max Ang Choong Kheng has made significant contributions to the growth and development of the industry, both locally and internationally. Throughout his career, he has held several key leadership positions, including serving as the Chairman of the Province Wellesley Gold and Silver Ornament Merchants Association from 2011 to 2014, and as the Chairman of the Penang Goldsmith Association from 2017 to 2020. Under his leadership, both associations saw remarkable advancements in promoting industry standards and fostering collaboration among gold and jewellery businesses.
Ang continues to serve as an advisor to both associations. He has also been appointed as an advisor for Bullionaire International Sdn Bhd, where his wealth of experience and industry expertise will support the company’s strategic direction in the evolving gold bullion industry.